COAM Gift Card Program FAQ
Georgia COAM Gift Cards for Prize Redemption
Georgia COAM Gift Cards & Prize Redemption
The Georgia COAM Gift Card Program provides convenient, compliant options for Georgia COAM prize redemption. InComm is the leading gift card provider, from the first pilot gift card until now. Today, PrizePay prepaid MasterCard is widely available for players receiving prizes from Georgia COAM locations.
The PrizePay COAM Gift Card offers an anonymous, secure way to receive COAM prizes, with the ability to load up to $1,000. Players can use their PrizePay Gift Card at participating merchants where Mastercard® is accepted in the U.S., subject to the Cardholder Agreement. A $2 activation fee applies.
Frequently Asked Qustions
Q: What is InComm’s role in the COAM Gift Card Program?
A: InComm offers compliant, traceable COAM prize redemption through multiple gift card solutions. InComm piloted the original COAM Gift Card and helped establish it as a reputable, widely adopted redemption option for licensed operators, locations, and players. The program reflects InComm’s role as an experienced payments partner operating within Georgia’s regulated COAM environment.
Q: What is the role of InComm’s brokers?
A: Lunex, UGO Hub, and YNLO are authorized resellers of InComm gift card products, also referred to as brokers. InComm leverages the broker network to onboard locations efficiently, support timely installations, and serve more than 4,500 licensed locations and their players. Each broker maintains a direct relationship with the location issuing gift cards. The broker is responsible for setting credit limits, installation, training, and access to COAM gift card reporting portals. Broker contact information and training guides are provided at the end of this FAQ.
Q: What type of gift cards are allowed as COAM Prizes?
A: Effective July 1, 2026, HB 353 permits both nonreloadable and reloadable gift cards as prizes for Class A and Class B COAM machines. Gift cards may be open loop or closed loop, with various load ranges, activation fees, and features determined by the issuing bank and program manager.
Q: What kind of gift card does InComm offer?
A: InComm’s first product for the Georgia COAM Gift Card Program was the GLC-branded COAM Gift Card. Today, the PrizePay prepaid MasterCard® is widely issued by licensed locations across Georgia. InComm plans to introduce additional gift card products in the Georgia market.
An anonymous, nonreloadable gift card is a fully compliant, standalone redemption option under HB 353.
Q: How can gift card value be loaded — and who is authorized to do it?
A: COAM gift cards may be loaded only with value won through successful COAM play at the licensed location; outside deposits are not permitted. Individuals authorized to load PrizePay COAM gift cards include the location licensee, authorized employees, or an approved self-service redemption kiosk. Once loaded, PrizePay gift cards can be used at participating merchants where MasterCard® is accepted.
Q: How can I obtain COAM Gift Card transaction reports?
A: Master License Holders and Location License Holders have access to a Payment Management Platform provided by the assigned broker. Location owners can view real-time transaction reports, invoices, and historical gift card activations from anywhere through the web-based portal. Master license holders can access management-level reporting across all of their locations. For login credentials or support, contact your assigned broker’s customer support team or call 470-567-COAM for more information.
Q: Can players use COAM gift cards to buy alcohol, tobacco, or firearms?
A: PrizePay gift cards may be used to purchase legal goods or services eligible under the cardholder agreement.
Q: Where can I find official Georgia Lottery Corporation guidance and updates?
A: The GLC publishes official rules, regulations, and program updates at www.gacoam.com. Select the Documents tab and review COAM Communications for current guidance. For direct support, contact the COAM Retailer Services Helpline at 1-800-746-8546. Licensed operators and locations should also understand applicable state and county legislation governing COAM operations.
Q: Where can I find state legislation & laws pertaining to COAM?
A: State laws and bills are available Here. COAM prize redemption changes are addressed in HB 353, which can be downloaded here: HB353 PDF.
If you have questions about GLC regulations or state legislation, consult qualified legal counsel for guidance specific to your operations.
Program Contacts
InComm COAM Customer Service: 470-567-COAM
Cardholder Services: Call 1-844-833-8895 or visit www.MyDisbursementCard.com
Report Suspicious Activity: Call 1-866-362-9035 or e-mail frauddepartment@incomm.com – we offer 24/7 store support
Restocking: Contact your manager or e-mail us at replenishment@incomm.com to request more PrizePay Gift Cards
Broker Customer Support Information
Ugo Hub
Customer Support: 1-888-813-0111
Email Support: support@myugoonline.com
Lunex
Customer Support: 1-877-777-0314
Email Support: gacoam@lunextelecom.com